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Meltdown New Realities

**ADVANCE FOR MONDAY, SEPT. 7** FILE - This Sept. 8, 2008 file photo shows Anthony Campagna, left, Donald Himpele Jr., and Chris Enright, right, all of Spear, Leeds, & Kellogg Specialists, gathering around the post where their firm trades Fannie Mae prior to the opening bell at the New York Stock Exchange in New York. A year after edging dangerously close to free fall, there are signs the economy is regaining a foothold. But Americans' sense of financial security is badly shaken and the nation confronts questions that defy quick or comfortable answers. (AP Photo/Henny Ray Abrams, File)