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CPAs offer advice on cutting wedding costs
June is wedding season, and if you’re starting to plan for your own nuptials, you know that prices can be steep. In fact, the average cost of a wedding in the United States is around $28,000. However, the Oklahoma Society of Certified Public Accountants reminds consumers that it is possible to have a memorable day without going broke.
• Avoid the crowds.
June is the most popular time to schedule a ceremony, which also means it tends to be the most expensive. Caterers, reception halls and other vendors are much more likely to offer better pricing — or be willing to negotiate on costs — if you set the date during the slower months of the year, such as January, March or November. You can also lower costs by avoiding a Saturday night wedding, which is the busiest time for receptions, and have the party on a Friday night or Saturday afternoon.
• Set smart priorities.
If your budget is limited, then it’s wise to devote dollars to the most practical items, those that are meaningful and last the longest. It may be best, in other words, to pay a little extra for a high-quality, reputable photographer, since the value of pictures or videos will last a lifetime. On the other hand, while flowers add a touch of beauty to the festivities, it’s best to avoid out-of-season or very expensive varieties. If flowers are too expensive altogether, simple candles or tea lights can brighten the surroundings at a much lower cost.
• Think outside the (dress) box.
A wedding dress sold in a bridal shop will likely cost significantly more than a gown bought at a department store or prom shop, so keep an open mind when shopping. Find out, too, if the mother of the bride or groom or another loved one has a gown that she would be willing to lend for the occasion. This will not only cut costs but also add more meaning to the moment. Finally, in lieu of renting or buying a tuxedo, consider opting for a great new suit for the groom that can be worn again.
• Be creative.
Simple party invitations with a postcard for responses generally run much less than an elaborate traditional wedding invitation with multiple layers and inserts. To add a personal touch, consider designing and printing your own.
• Have fun with choices.
Catering is usually a big-ticket item, so this is a great place to search for cutbacks. Consider choices that will make the party unique and enjoyable for your guests. A buffet meal, for example, not only promotes socializing, but can cost less than a sit-down dinner because the caterer does not have to hire wait staff. Don’t feel compelled to have a wedding cake, either, since they can be very costly. Some couples select elaborate “fake cakes” and serve sheet cake, or opt for a tower of cupcakes instead. There are several fun and affordable alternatives.
Need a smart, thoughtful wedding gift? Consider starting the happy couple off on the right financial footing with a CPA consultation. Whether it’s getting married, starting a family, saving for college or planning retirement, a CPA has the financial expertise to provide valuable advice for a family’s important milestones.
WITH MORE than 6,600 members in public practice, industry, government and education, the OSCPA is Oklahoma’s only statewide professional association of CPAs. Visit www.KnowWhatCounts.org for more financial tips and a free CPA referral and free consultation.
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