The Edmond Sun

Local News

February 2, 2012

Medicare Part B deadline approaching

OKLA. CITY — If a resident didn’t sign up for Medicare Part B medical insurance when they first became eligible for Medicare, they now have an opportunity to apply — but time is running out. The deadline for applying during the general enrollment period is March 31. Missing the deadline, means eligible participants may have to wait until 2013 to apply.

Medicare Part B covers some medical expenses not covered by Medicare Part A (hospital insurance), such as doctors’ fees, outpatient hospital visits and other medical supplies and services.

When residents first become eligible for hospital insurance (Part A), they have a seven-month period in which to sign up for medical insurance (Part B). After that, they may have to pay a higher premium — unless they were covered through their current employer’s group health plan or a group health plan based on a spouse’s current employment. Eligible participants are given another opportunity to enroll in Part B during the general enrollment period, from Jan. 1 to March 31 of each year. But each 12-month period that they are eligible for Medicare Part B and do not sign up, the amount of their monthly premium increases by 10 percent.

There are special situations in which they can apply for Medicare Part B outside the general enrollment period. For example, an eligible participant should contact Social Security about applying for Medicare if:

• They are a disabled widow or widower between age 50 and age 65, but have not applied for disability benefits because they are already receiving another type of Social Security benefit;

• They worked long enough in a government job where Medicare taxes were paid and they meet the requirements of the Social Security disability program and became disabled before age 65;

• They, their spouse or their dependent child has permanent kidney failure;

• They had Medicare medical insurance (Part B) in the past but dropped the coverage; or

• They turned down Medicare medical insurance (Part B) when they became entitled to hospital insurance (Part A).

Residents can learn more about Medicare by reading an electronic booklet, Medicare at www.socialsecurity.gov/pubs/10043.html. Or visit the Medicare website at www.medicare.gov. Residents also may call Medicare at 1-800-MEDICARE (1-800-633-4227); TTY 1-877-486-2048.



JOSE M. OLIVERO is a Social Security public affairs specialist in Oklahoma City.

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